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Posted: Oct. 5, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad   Mike

"By not giving in to your emotions, you were able to delay your reactions and think. That is most important. We will always have emotions of fear and greed. From here on in, it is most important for you to use those emotions to your advantage and for the long term, and not simply let your emotions run you by controlling your thinking. <a href="http://www.bootssaleuggs.com/">ugg boots</a>  Most people use fear and greed against themselves. That's the start of ignorance. Most people live their lives chasing paychecks, pay raises and job security because of the emotions of desire and fear, not really questioning where those emotion-driven thoughts are leading them. It's just like the picture of a donkey, dragging a cart, with its owner dangling a carrot just in front of the donkey's nose. The donkey's owner may be going where he wants to go, but the donkey is chasing an illusion. Tomorrow there will only be another carrot for the donkey."

"You mean the moment I began to picture a new baseball glove, candy and toys, that's like a carrot to a donkey?" Mike asked.

"Yeah. And as you get older, your toys get more expensive. A new car, a boat and a big house to impress your friends," said rich dad with a smile. "Fear pushes you out the door, and desire calls to you. Enticing you toward the rocks. That's the trap."

"So what's the answer," Mike asked.

"What intensifies fear and desire is ignorance.   <a href="http://www.bootssaleuggs.com/">cheap ugg boots</a>    That is why rich people with lots of money often have more fear the richer they get. Money is the carrot, the illusion. If the donkey could see the whole picture, it might rethink its choice to chase the carrot."

Rich dad went on to explain that a human's life is a struggle between ignorance and illumination.

He explained that once a person stops searching for information and knowledge of one's self, ignorance sets in. That struggle is a moment-to-moment decision-to learn to open or close one's mind.

"Look, school is very, very important. You go to school to learn a skill or profession so as to be a contributing member of society. Every culture needs teachers, doctors, mechanics, artists, cooks, business people, police officers, firefighters, soldiers. Schools train them so our culture can thrive and flourish," said rich dad. "Unfortunately, for many people, school is the end, not the beginning."

There was a long silence. Rich dad was smiling. I did not comprehend everything he said that day. But as with most great teachers, whose words continue to teach for years, often long after they're gone, his words are still with me today.

"I've been a little cruel today," said rich dad.     <a href="http://www.bootssaleuggs.com/">ugg sale</a>     "Cruel for a reason. I want you to always remember this talk. I want you to always think of Mrs. Martin. I want you always to think of the donkey. Never forget, because your two emotions, fear and desire, can lead you into life's biggest trap, if you're not aware of them controlling your thinking. To spend your life living in fear, never exploring your dreams, is cruel. To work hard for money, thinking that money will buy you things that will make you happy is also cruel. To wake up in the middle of the night terrified about paying bills is a horrible way to live. To live a life dictated by the size of a paycheck is not really a life. Thinking that a job will make you feel secure is lying to yourself. That's cruel, and that's the trap I want you to avoid, if possible. I've seen how money runs people's lives. Don't let that happen to you. Please don't let money run your life."

A softball rolled under our table. Rich dad picked it up and threw it back.

"So what does ignorance have to do with greed and fear?" I asked.

"Because it is ignorance about money that causes so much greed and so much fear," said rich dad. "Let me give you some examples. A doctor, wanting more money to better provide for his family, raises his fees. By raising his fees, it makes health care more expensive for everyone. Now, it hurts the poor people the most, so poor people have worse health than those with money.

"Because the doctors raise their rates,      <a href="http://www.bootssaleuggs.com/">ugg boots sale</a>    the attorneys raise their rates. Because the attorneys' rates have gone up, schoolteachers want a raise, which raises our taxes, and on and on and on. Soon, there will be such a horrifying gap between the rich and the poor that chaos will break out and another great civilization will collapse. Great civilizations collapsed when the gap between the haves and havenots was too great. America is on the same course, proving once again that history repeats itself, because we do not learn from history. We only memorize historical dates and names, not the lesson.

"Aren't prices supposed to go up?" I asked.

"Not in an educated society with a well-run government. Prices should actually come down. Of course, that is often only true in theory. Prices go up because of greed and fear caused by ignorance. If schools taught people about money, there would be more money and lower prices, but schools focus only on teaching people to work for money, not how to harness money's power."

"But don't we have business schools?" Mike asked. "Aren't you encouraging me to go to business school for my master's degree?"

"Yes," said rich dad. "But all too often, business schools train employees who are sophisticated bean counters. Heaven forbid a bean counter takes over a business. All they do is look at the numbers,     <a href="http://www.bootssaleuggs.com/">ugg boots usa</a>    fire people and kill the business. I know because I hire bean counters. All they think about is cutting costs and raising prices, which cause more problems. Bean counting is important. I wish more people knew it, but it, too, is not the whole picture," added rich dad angrily.

"So is there an answer?" asked Mike.

"Yes," said rich dad. "Learn to use your emotions to think, not think with your emotions. When you boys mastered your emotions, first by agreeing to work for free, I knew there was hope. When you again resisted your emotions when I tempted you with more money, you were again learning to think in spite of being emotionally charged. That's the first step."

"Why is that step so important" I asked.

"Well, that's up to you to find out. If you want to learn, I'll take you boys into the briar patch. That place where almost everyone else avoids. I'll take you to that place where most people are afraid to go.    <a href="http://www.bootssaleuggs.com/">ugg boots cheap</a>   If you go with me, you'll let go of the idea of working for money and instead learn to have money work for you."

"And what will we get if we go with you. What if we agree to learn from you? What will we get?" I asked.

"The same thing Briar Rabbit got," said rich dad. "Freedom from the Tar Baby."

"Is there a briar patch?" I asked.

"Yes," said rich dad. "The briar patch is our fear and our greed. Going into our fear and confronting our greed, our weaknesses, our neediness is the way out. And the way out is through the mind, by choosing our thoughts."

"Choosing our thoughts?" Mike asked, puzzled.

"Yes. Choosing what we think rather than reacting to our emotions. Instead of just getting up and going to work to solve your problems, just because the fear of not having the money to pay your bills is scaring you. Thinking would be taking the time to ask yourself a question. A question like, `Is working harder at this the best solution to this problem?'   <a href="http://www.bootssaleuggs.com/">ugg boots 2011</a>  Most people are so terrified at not telling themselves the truth-that fear is in control-that they cannot think, and instead run out the door. Tar baby is in control. That's what I mean by choosing your thoughts."

"And how do we do that?" Mike asked.

"That's what I will be teaching you. I'll be teaching you to have a choice of thoughts to consider, rather than knee-jerk reacting, like gulping down your morning coffee and running out the door.

"Remember what I said before: A job is only a short-term solution to a long-term problem. Most people have only one problem in mind, and it's short term. It's the bills at the end of the month, the Tar Baby. Money now runs their lives. Or should I say the fear and ignorance about money. So they do as their parents did, get up every day and go work for money. Not having the time to say,   <a href="http://www.bootssaleuggs.com/">ugg usa</a>   `Is there another way?' Their emotions now control their thinking, not their heads."

Rich Dad, Poor Dad Rich people

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Posted: Oct. 5, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad   Rich people

"No, it doesn't. Let me finish the other emotion, which is desire. Some call it greed, but I prefer desire. It is perfectly normal to desire something better, prettier, more fun or exciting. So people also work for money because of desire. They desire money for the joy they think it can buy. But the joy that money brings is often short lived, and they soon need more money for more joy,    <a href="http://www.usamonclerdownjacket.com/">moncler jackets</a>   more pleasure, more comfort, more security. So they keep working, thinking money will soothe their souls that is troubled by fear and desire. But money cannot do that."

"Even rich people?" Mike asked.

"Rich people included," said rich dad. "In fact, the reason many rich people are rich is not because of desire but because of fear. They actually think that money can eliminate that fear of not having money, of being poor, so they amass tons of it only tofind out the fear gets worse. They now fear losing it. I have friends who keep working even though they have plenty. I know people who have millions who are more afraid now than when they were poor. They're terrified of losing all their money. The fears that drove them to get rich got worse. That weak and needy part of their soul is actually screaming louder. They don't want to lose the big houses, the cars, the high life that money has bought them. They worry about what their friends would say if they lost all their money. Many are emotionally desperate and neurotic, although they look rich and have more money."

"So is a poor man happier?" I asked.

"No, I don't think so," replied rich dad.    <a href="http://www.usamonclerdownjacket.com/">moncler down jackets</a>   "The avoidance of money is just as psychotic as being attached to money."

As if on cue, the town derelict went past our table, stopping by the large rubbish can and rummaging around in it. The three of us watched him with great interest, when before we probably would have just ignored him.

Rich dad pulled a dollar out of his wallet and gestured to the older man. Seeing the money, the derelict came over immediately, took the bill, thanked rich dad profusely and hurried off ecstatic with his good fortune.

"He's not much different from most of my employees," said rich dad. "I've met so many people who say, `Oh, I'm not interested in money.' Yet they'll work at a job for eight hours a day. That's a denial of truth. If they weren't interested in money, then why are they working? That kind of thinking is probably more psychotic than a person who hoards money."

As I sat there listening to my rich dad, my mind was flashing back to the countless times my own dad said, "I'm not interested in money." He said those words often. He also covered himself by always saying, "I work because I love my job."

"So what do we do?" I asked.    <a href="http://www.usamonclerdownjacket.com/">moncler sale</a>      "Not work for money until all traces of fear and greed are gone?"

"No, that would be a waste of time," said rich dad. "Emotions are what make us human. Make us real. The word `emotion' stands for energy in motion. Be truthful about your emotions, and use your mind and emotions in your favor, not against yourself."

"Whoa!" said Mike.

"Don't worry about what I just said. It will make more sense in years to come. just be an observer, not a reactor, to your emotions. Most people do not know that it's their emotions that are doing the thinking. Your emotions are your emotions, but you have got to learn to do your own thinking."

"Can you give me an example?" I asked.

"Sure," replied rich dad. "When a person says, `I need to find a job,' it's most likely an emotion doing the thinking. Fear of not having money generates that thought."

"But people do need money if they have bills to pay," I said.

"Sure they do," smiled rich dad.    <a href="http://www.usamonclerdownjacket.com/">moncler cheap</a>  "All I'm saying is that it's fear that is all too often doing the thinking."

"I don't understand," said Mike.

"For example," said rich dad. "If the fear of not having enough money arises, instead of immediately running out to get a job so they can earn a few bucks to kill the fear, they instead might ask themselves this question. `Will a job be the best solution to this fear over the long run?' In my opinion, the answer is `no.' Especially when you look over a person's lifetime. A job is really a short-term solution to a long-term problem."

"But my dad is always saying, `Stay in school, get good grades, so you can find a safe, secure job.' I spoke out, somewhat confused.

"Yes, I understand he says that," said rich dad, smiling. "Most people recommend that, and it's a good idea for most people. But people make that recommendation primarily out of fear."

"You mean my dad says that because he's afraid?"

"Yes," said rich dad. "He's terrified that you won't be able to earn money and won't fit into society. Don't get me wrong. He loves you and wants the best for you. And I think his fear is justified. An education and a job are important. But it won't handle the fear. You see, that same fear that makes him get up in the morning to earn a few bucks is the fear that is causing him to be so fanatical about you going to school."

"So what do you recommend?" I asked.

"I want to teach you to master the power of money.  <a href="http://www.usamonclerdownjacket.com/">moncler coats</a>   Not be afraid of it. And they don't teach that in school. If you don't learn it, you become a slave to money."

It was finally making sense. He did want us to widen our views. To . see what Mrs. Martin could not see, his employees could not see, or my dad for that matter. He used examples that sounded cruel at the time, but I've never forgotten them. My vision widened that day, and I could begin to see the trap that lay ahead for most people.

"You see, we're all employees ultimately. We just work at different levels," said rich dad. "I just want you boys to have a chance to avoid the trap. The trap caused by those two emotions, fear and desire. Use them in your favor, not against you. That's what I want to teach you. I'm not interested in just teaching you to make a pile of money. That won't handle the fear or desire. If you don't first handle fear and desire, and you get rich, you'll only be a high-paid slave."

"So how do we avoid the trap?" I asked.

"The main cause of poverty or financial struggle is fear and ignorance, not the economy or the government or the rich. It's selfinflicted fear and ignorance that keeps people trapped. So you boys go to school and get your college degrees. I'll teach you how to stay out of the trap."

The pieces of the puzzle were appearing.   <a href="http://www.usamonclerdownjacket.com/">moncler jackets sale</a>    My highly educated dad had a great education and a great career. But school never told him how to handle money or his fears. It became clear that I could learn different and important things from two fathers.

"So you've been talking about the fear of not having money. How does the desire of money affect our thinking?" Mike asked.

"How did you feel when I tempted you with a pay raise? Did you notice your desires rising?"

We nodded our heads.

Rich Dad, Poor Dad travaux

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Posted: Oct. 5, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad travaux "Pouvez-vous dire la différence entre la pensée et les émotions de la pensée de tête?" Mike demande. «Oh, oui. Je l'entends tout le temps", a déclaré Rich Dad. "J'ai entendu des choses comme: C'est bien, tout le monde doit travailler." Ou `Les riches sont des escrocs." Ou `je vais trouver un autre emploi. Je mérite cette relance. Vous ne pouvez pas me pousser." Ou `J'aime ce travail parce que c'est sûr." Au lieu de, `Y at-il quelque chose qui m'échappe ici? qui rompt la pensée affective, et vous donne le temps de penser clairement. " Je dois admettre, ce fut une grande leçon à obtenir. Pour savoir quand quelqu'un parlait à des émotions ou de la pensée claire. Ce fut une leçon qui m'a bien servi pour la vie. Surtout quand j'ai été le parler hors de la réaction et non de la pensée claire. Comme nous sommes retournés au magasin,  <a href="http://www.doudounemonclersale.fr">moncler femme</a>    papa riche expliqué que les riches vraiment "faire de l'argent." Ils ne travaillent pas pour elle. Il a poursuivi en expliquant que lorsque Mike et moi avons été coulée de 5 cents pièces du plomb, en pensant que nous faisions de l'argent, nous étions très proche de la pensée la façon dont les riches pensent. Le problème était qu'il était illégal pour nous de le faire. Il était légal pour le gouvernement et les banques de le faire, mais pas nous. Il a expliqué qu'il existe des moyens juridiques pour faire de l'argent et des moyens illégaux. Rich Dad a poursuivi en expliquant que les riches savent que l'argent est une illusion, vraiment comme la carotte pour l'âne. C'est seulement de la peur et l'avidité que l'illusion de l'argent est maintenu par des milliards de personnes pensant que l'argent est réel. L'argent est vraiment faite. Il était seulement en raison de l'illusion de la confiance et l'ignorance des masses que le château de cartes s'est debout. «En fait», dit-il, «à bien des égards la carotte de l'âne était plus précieuse que l'argent." Il a parlé de l'étalon-or que l'Amérique était allumé, et que chaque dollar était en réalité un certificat d'argent. Ce qui préoccupait lui était la rumeur selon laquelle nous serions un jour sortir des étalon-or et l'argent de nos ne seraient plus des certificats d'argent. "Quand cela arrive, les garçons, tout l'enfer va se déchaîner. Les pauvres, les classes moyennes et les ignorants auront leurs vies ruinées, simplement parce qu'ils vont continuer à croire que l'argent est réel et que l'entreprise pour laquelle ils travaillent, ou la gouvernement, va s'occuper d'eux. " Nous ne comprenais pas vraiment ce qu'il disait ce jour-là,    <a href="http://www.doudounemonclersale.fr">moncler homme</a>   mais au fil des années, il avait un sens de plus en plus. En voyant ce que les autres Mademoiselle Comme il monta dans sa camionnette, en dehors de son dépanneur peu, dit-il, «Gardez les garçons de travail, mais plus tôt vous oublier besoin d'un chèque de paie, plus votre vie d'adulte sera. Continuez à utiliser votre cerveau, de travailler gratuitement, et bientôt votre esprit va vous montrer des façons de rendre l'argent au-delà de ce que je ne pourrais jamais vous payer. Vous allez voir des choses que d'autres personnes ne voient jamais. Opportunités juste en face de leur nez. La plupart des gens ne voient jamais ces occasions parce qu'ils recherchent l'argent et la sécurité, de sorte que tout leur arrive. Le moment où vous voyez une occasion, vous pourrez les voir pour le reste de votre vie. Le moment vous faites cela, je vais vous apprendre quelque chose d'autre. Apprenez cela, et vous éviterez un des plus grands pièges de la vie. Vous ne serez jamais, jamais, toucher Tar Baby ». Mike et j'ai ramassé nos choses dans le magasin et dit au revoir à Mme Martin. Nous sommes retournés au parc, sur le banc de pique-nique même, et a passé plusieurs heures penser et de parler. Nous avons passé la semaine prochaine à l'école, de penser et de parler. Pour deux semaines de plus, nous avons continué à penser, parler, et de travailler gratuitement. A la fin de la seconde samedi,    <a href="http://www.doudounemonclersale.fr">moncler2011</a>    j'étais à nouveau en disant au revoir à Mme Martin et en regardant sur le stand de BD avec un regard de nostalgie. La chose difficile de ne pas même se 30 cents chaque samedi, c'est que je n'ai pas d'argent pour acheter des livres comiques.Soudain, comme Mme Martin a été dit au revoir à Mike et moi, j'ai vu quelque chose qu'elle faisait que je n'avais jamais vu faire auparavant. Je veux dire, je lui avais vu faire, mais je n'ai jamais pris l'avis de celui-ci. Mme Martin a été couper la première page de la bande dessinée en deux. Elle gardait la moitié supérieure de la couverture de comics et de jeter le reste de la bande dessinée dans une boîte marron grand carton. Quand je lui ai demandé ce qu'elle faisait avec les bandes dessinées, dit-elle, «je les jette. Je donne la moitié supérieure de la façade arrière pour le distributeur de bandes dessinées de crédit quand il apporte dans les nouvelles BD. Il va venir dans un heure. " Mike et moi avons attendu pendant une heure. Bientôt le distributeur est arrivé et je lui ai demandé si on pouvait avoir la bande dessinée. Ce à quoi il répondit: «Vous pouvez les avoir si vous travaillez pour ce magasin et ne pas les revendre." Notre partenariat a été relancé. Mère de Mike avait une pièce de rechange dans la cave que personne utilisée. Nous nettoyé, et a commencé à empiler des centaines de bandes dessinées dans cette pièce. Bientôt, nos bandes dessinées bibliothèque était ouverte au public. Nous avons embauché plus jeune soeur de Mike, qui aimait à étudier, pour être bibliothécaire en chef. Elle facturé chaque enfant de 10 centimes d'admission à la bibliothèque, qui était ouverte 2:30-16:30 tous les jours après l'école. Les clients,<a href="http://www.doudounemonclersale.fr"> </a>   <a href="http://www.doudounemonclersale.fr">moncler doudoune femme</a>       les enfants du quartier, pourrait se lire comme la bande dessinée autant qu'ils pouvaient en deux heures.Il a été une aubaine pour eux depuis une BD coûts de 10 cents chacune, et ils pouvaient lire cinq ou six en deux heures. Soeur de Mike voudrais vérifier les enfants comme ils sont partis, pour s'assurer qu'ils n'étaient pas emprunter des livres comiques. Elle a également tenu les livres, la connexion en combien d'enfants a montré chaque jour, qui ils étaient, et tous les commentaires qu'ils pourraient avoir. Mike et moi en moyenne 9,50 $ par semaine sur une période de trois mois.Nous avons payé sa sœur 1 $ par semaine et lui a permis de lire les BD pour libre, dont elle n'a que rarement car elle était toujours étudiant. Mike et F gardé notre accord en travaillant dans le magasin tous les samedis et collecter toutes les bandes dessinées dans les magasins différents. Nous avons gardé notre accord pour le distributeur en ne vendant pas toute la bande dessinée. Nous les avons brûlés une fois arrivés trop lambeaux. Nous avons essayé de l'ouverture d'une succursale, mais nous ne pouvions jamais tout à fait trouver quelqu'un d'aussi dédié que soeur de Mike nous pouvions faire confiance. À un âge précoce, nous avons découvert combien il était difficile de trouver de bons employés. Trois mois après la première bibliothèque ouverte, une bagarre a éclaté dans la salle.Certains agresseurs d'un autre quartier se frayaient un chemin à l'intérieur et il a commencé.Père de Mike nous a suggéré de fermer l'entreprise. Donc, notre bande dessinée d'affaires fermé, et nous cessé de travailler le samedi à l'épicerie. Quoi qu'il en soit, papa riche était excité parce qu'il avait de nouvelles choses,   <a href="http://www.doudounemonclersale.fr">moncler doudoune</a>  il voulait nous enseigner. Il était heureux parce que nous avions appris notre première leçon si bien. Nous avions appris à avoir travailler l'argent pour nous. Par ne pas être payé pour notre travail au magasin, nous avons été obligés d'utiliser notre imagination pour identifier une opportunité de faire de l'argent. En commençant par notre propre entreprise, la bibliothèque de BD, nous avons été en contrôle de nos propres finances, ne dépend pas d'un employeur. La meilleure partie est que notre activité a généré de l'argent pour nous, même quand nous n'étions pas physiquement là.Notre argent a travaillé pour nous. Au lieu de nous payer de l'argent, papa riche nous avait donné beaucoup plus.

Rich Dad, Poor Dad travaux

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Rich Dad, Poor Dad Time

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Posted: Oct. 4, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad  Time

"Prenez-le," j'ai dit. ` "Prenez-le," a déclaré Mike. «Bon», a déclaré père de Mike. »Mme Martin se fera par en dix minutes. Après je suis à travers avec elle, vous roulez avec elle pour ma superette et vous pouvez commencer à travailler. Je vais vous payer 10 cents de l'heure et vous allez travailler pendant trois heures chaque samedi ». «Mais j'ai un match de softball aujourd'hui", j'ai dit. Père de Mike baissa la voix d'un ton sévère. "  <a href="http://www.doudounemonclersale.fr">moncler femme</a>  C'est à prendre ou à laisser», il a «Je vais le prendre», répondis-je, en choisissant de travailler et d'apprendre au lieu de jouer au softball. 30 cents tard En 9 heures sur un beau samedi matin, Mike et je travaillais pour Mme Martin. Elle était une sorte et de la femme du patient. Elle a toujours dit que Mike et je lui ai rappelé ses deux fils qui ont été cultivés et ont disparu. Bien que nature, elle croyait au travail acharné et elle nous a tenus travail. Elle était une tâche maître. Nous passé trois heures en prenant des boîtes de conserve sur les étagères et, avec un plumeau, chacun peut se brosser pour obtenir le dépoussiérer, puis de les ré-empileurs proprement. C'était un travail atrocement ennuyeux. Père de Mike, que j'appelle mon papa riche, possédait neuf de ces supérettes peu avec un grand stationnement. Ils ont été les premières versions de le 7-11 dépanneurs. Petite épiceries de quartier où les gens ont acheté des articles tels que le lait, pain, beurre et des cigarettes. Le problème était, ce n'était Hawaï avant de climatisation,  <a href="http://www.doudounemonclersale.fr">moncler homme</a>   et les magasins ne pouvait pas fermer ses portes à cause de la chaleur. Sur deux côtés du magasin, les portes ont dû être grande ouverte à la route et le parking. Chaque fois qu'une voiture s'est par ou tiré dans le stationnement, la poussière serait tourbillon et s'installer dans le magasin. Ainsi, nous avions un travail aussi longtemps que il n'y avait pas de climatisation. Pendant trois semaines, Mike et je l'ai signalé à Mme Martin et travaillé nos trois heures. A midi, notre travail était terminée, et elle lâché trois petites pièces de dix cents dans chacune de nos mains. Maintenant, même à l'âge de 9 ans dans le milieu des années 1950, 30 cents n'était pas trop passionnant. Bandes dessinées au coût de 10 cents à l'époque, donc j'ai l'habitude de passé mon argent sur des bandes dessinées et rentra chez lui. Mercredi de la quatrième semaine, j'étais prêt à arrêter de fumer. J'avais accepté de travailler uniquement parce que je voulais apprendre à faire de l'argent de père de Mike, et maintenant j'ai été un esclave pour 10 cents de l'heure. En plus de cela, je n'avais pas vu père de Mike, depuis que le premier samedi. «Je m'en vais", j'ai dit à Mike à midi. Les repas scolaires a été misérable. L'école était ennuyeuse, et maintenant je n'ai même pas eu mes samedis à espérer. Mais ce fut le 30 cents que vraiment pour moi. Cette fois, Mike sourit. «Qu'est-ce qui te fait rire?" Demandai-je avec colère et frustration. «Papa a dit que cela arriverait.   <a href="http://www.doudounemonclersale.fr">moncler2011</a>    Il a dit de le rencontrer lorsque vous étiez prêt à cesser de fumer." "Quoi?" J'ai dit avec indignation. "Il a été en attente pour moi à en avoir assez?" "Trier sur», dit Mike. "Papa type de différent. Il enseigne différemment de votre père. Votre maman et papa conférences beaucoup. Mon père est un homme tranquille et de peu de mots. Vous attendez de ce samedi. Je vais lui dire. Vous êtes prêt. " «Tu veux dire que j'ai été mis en place?" «Non, pas vraiment, mais peut-être. Papa explique le samedi." En attente de samedi J'étais prêt à lui faire face et j'ai été préparés. Même mon vrai père était en colère contre lui.Mon vrai père, celui que j'appelle le pauvre, la pensée que mon père était riche en violation des lois sur le travail des enfants et devrait être étudiée. Mon père m'a dit instruits pauvres à la demande ce que je mérite. Au moins 25 cents de l'heure. Mon pauvre papa m'a dit que si je n'ai pas eu une relance, je devais quitter immédiatement. "Vous n'avez pas besoin que le travail damnés de toute façon," dit mon pauvre papa avec indignité. À 08 heures le samedi matin, je passais par la même porte branlante de la maison de Mike. «Prenez un siège et attendre en ligne," père de Mike dit que je suis entré. Il se tourna et disparut dans son petit bureau à côté d'une chambre à coucher. J'ai regardé autour de la salle et n'a pas vu Mike partout. Gêné,<a href="http://www.doudounemonclersale.fr"> </a>   <a href="http://www.doudounemonclersale.fr">moncler doudoune femme</a>       j'ai prudemment assis à côté de ces deux mêmes femmes qui, où il ya quatre semaines plus tôt. Ils ont souri et a glissé sur le canapé pour faire de la place pour moi. Quarante-cinq minutes se sont écoulées, et j'ai été à la vapeur. Les deux femmes avaient rencontré et laissé 30 minutes plus tôt. Un vieux monsieur était là depuis vingt minutes et a été également disparu. La maison était vide, et je me suis assis dans son salon de moisi foncé sur une belle journée ensoleillée d'Hawaï, en attendant de parler à un radin qui ont exploité des enfants. Je pouvais l'entendre bruissant autour du bureau, en parlant au téléphone, et à m'ignorer. J'étais maintenant prête à sortir, mais pour certaines raisons je suis resté. Enfin, quinze minutes plus tard, à exactement 09 heures, riche papa est sorti de son bureau, ne dit rien, et signe de la main pour moi d'entrer dans son bureau miteux. «Je comprends que vous voulez une augmentation ou que vous allez cesser de fumer,« riche papa a dit comme il pivote sur sa chaise de bureau. «Eh bien, vous n'êtes pas en gardant votre part du contrat", j'ai laissé échapper presque en larmes. C'était vraiment effrayant pour un garçon de 9 ans, pour affronter un adulte. "Vous avez dit que vous m'apprendre si je travaillais pour vous. Eh bien, j'ai travaillé pour vous. J'ai travaillé dur. J'ai abandonné mes jeux de baseball de travailler pour vous. Et vous ne gardez pas votre mot .     <a href="http://www.doudounemonclersale.fr">moncler doudoune</a>  Tu n'as pas appris quelque chose. Vous êtes un escroc comme tout le monde dans la ville pense que vous êtes. Vous êtes gourmand. Vous voulez tout l'argent et ne pas prendre soin de vos employés. Vous me faire attendre et ne montrent pasmoi aucun respect. Je ne suis qu'un petit garçon, et je mérite d'être mieux traités. " Rich Dad bercé dans son fauteuil pivotant, les mains jusqu'au menton, un peu à me regarder.Il était comme il me l'étude. "Pas mal", at-il dit. "En moins d'un mois, vous parlez comme la plupart de mes collaborateurs." "Quoi?" Demandai-je. Ne pas comprendre ce qu'il disait, j'ai continué avec mon grief. «Je pensais que vous alliez pour garder votre bout de l'affaire et me l'apprendre. Au lieu de cela vous voulez me torturer? C'est cruel. C'est vraiment cruel." »Que je vous enseigne," Rich Dad dit calmement. "Que m'as-tu appris? Rien!" J'ai dit avec colère. «Vous n'avez même pas parlé à moi une fois depuis que j'ai accepté de travailler pour des cacahuètes. Dix cents de l'heure. Hah! Je devrais en aviser le gouvernement sur vous. Nous avons des lois du travail des enfants, vous savez. Mon père travaille pour le gouvernement, vous savez. " "Wow!" a déclaré Rich Dad. "Maintenant, tu parles comme la plupart des gens qui travaillaient pour moi. Les gens que j'ai tiré ce soit ou qu'ils ont quitté." «Alors qu'est-ce que vous avez à dire?"  <a href="http://www.doudounemonclersale.fr">doudoune moncler pas cher</a>   J'ai demandé, sentiment assez courageux pour un petit enfant. «Vous m'avez menti. J'ai travaillé pour vous, et vous n'avez pas tenu votre parole. Vous n'avez pas appris quelque chose." "Comment savez-vous que je n'ai pas appris quelque chose?" demandé papa riche calmement. «Eh bien, vous n'avez jamais parlé de moi. J'ai travaillé pendant trois semaines, et vous n'avez pas appris quelque chose,» dis-je avec une moue. «Est-ce l'enseignement signifie parler ou une conférence?" Rich Dad demandé. «Eh bien, oui», répondis-je. »Voilà comment on vous apprend à l'école», at-il dit en souriant. "Mais ce n'est pas comment la vie vous enseigne, et je dirais que la vie est le meilleur professeur de l'ensemble. La plupart du temps, la vie ne te parle pas. C'est comme si la vous pousse autour. Chaque poussée est la vie en disant:` Réveillez-vous. Il ya quelque chose que je veux vous apprendre. " " «Quel est cet homme parle?" Je me suis demandé en silence. "La vie me pousse dans la vie a été de me parler?" Maintenant, je savais que je devais quitter mon emploi. Je parlais à quelqu'un qui avait besoin d'être enfermé. «Si vous apprenez des leçons de vie, vous ferez bien. Si non, la vie va tout simplement continuer à vous pousser autour. Les gens faire deux choses. Certains juste laisser la vie les poussent autour. D'autres se mettent en colère et repousser. Mais ils repoussent l'encontre de leurs patron, ou de leur emploi, ou leur mari ou leur femme. Ils ne savent pas c'est la vie qui a pousser. " Je n'avais aucune idée de ce dont il parlait. «La vie pousse chacun d'entre nous autour.    <a href="http://www.doudounemonclersale.fr">moncler veste</a>   Certains abandonnent. Lutter contre d'autres. Un peu d'apprendre la leçon et de progresser. Ils se félicitent de vie en les poussant autour. Pour ces quelques personnes, cela signifie qu'ils doivent et veulent apprendre quelque chose. Ils apprennent et se déplacer le. La plupart cesser de fumer, et quelques-uns comme vous battre. " Rich Dad debout et a fermé la grinçante vieille fenêtre en bois qui avaient besoin de réparations. «Si vous apprenez cette leçon, vous allez devenir un sage, jeune homme riche et heureux. Si vous n'aimez pas, vous allez passer votre vie de blâmer un emploi, les bas salaires ou votre patron pour vos problèmes. Vous allez vivre la vie dans l'espoir pour cette grande coupure qui va résoudre tous vos problèmes d'argent. " Rich Dad regardé plus de moi pour voir si j'étais toujours à l'écoute. Ses yeux rencontrèrent les miens. Nous les regardions les uns les autres, les ruisseaux de la communication en cours entre nous à travers nos yeux. Enfin, j'ai tiré une fois que je l'écart avait absorbé son dernier message. Je savais qu'il avait raison. J'ai été le blâmer, et je ne demande à apprendre. Je me battais. Rich Dad poursuivi. "Ou si vous êtes le genre de personne qui n'a pas de tripes, vous venez de donner à chaque fois la vie vous pousse. Si vous êtes ce genre de personne, vous allez vivre toute votre vie jouer la sécurité, faire les bonnes choses, vous sauver pour un événement qui n'arrive jamais. Ensuite, tu meurs un homme ennuyeux. Vous aurez beaucoup d'amis qui t'aime vraiment parce que vous étiez une telle belle gars qui travaillent dur. Vous avez passé une vie jouer la sécurité, faire le les choses.     <a href="http://www.doudounemonclersale.fr">moncler gilet</a>   Mais la vérité est, vous laissez la vie vous pousser à la soumission. Au fond tu étais terrifié de prendre des risques. Vous avez vraiment envie de gagner, mais la peur de perdre était plus grande que l'excitation de la victoire. intérieur profond, et vous ne vous saurez que vous n'avez pas aller pour elle. Vous avez choisi de jouer la sécurité. " Nos yeux se rencontrèrent à nouveau. Pendant dix secondes, nous avons regardé de l'autre, ne tirant une fois que le message a été reçu. «Vous avez été en me poussant autour de" J'ai demandé.

Rich Dad, Poor Dad money

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Posted: Oct. 4, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad  money

"Don't blame me for your problems," rich dad said, growing impatient.

"But you only pay me 10 cents."

"So what are you learning?" rich dad asked, smiling.

"That you're cheap," I said with a sly grin.

"See, you think I'm the problem," <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen </a>  said rich dad.

"But you are."

"Well, keep that attitude and you learn nothing. Keep the attitude

that I'm the problem and what choices do you have?"

"Well, if you don't pay me more or show me more respect and teach me, I'll quit."

"Well put," rich dad said. "And that's exactly what most people do. They quit and go looking for another job, better opportunity, and higher pay, actually thinking that a new job or more pay will solve the problem. In most cases, it won't."

"So what will solve the problem?"    <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen dresses discount</a>    I asked. "Just take this measly 10 cents an hour and smile?"

Rich dad smiled. "That's what the other people do. Just accept a paycheck knowing that they and their family will struggle financially. But that's all they do, waiting for a raise thinking that more money will solve the problem. Most just accept it, and some take a second job working harder, but again accepting a small paycheck."

I sat staring at the floor, beginning to understand the lesson rich dad was presenting. I could sense it was a taste of life. Finally, I looked up and repeated the question. "So what will solve the problem?"

"This," he said tapping me gently on the head. "This stuff between your ears."

It was at that moment that rich dad shared the pivotal point of view that separated him from his employees and my poor dad-and led him to eventually become one of the richest men in Hawaii while my highly educated, but poor, dad struggled financially all his life. It was a singular point of view that made all the difference over a lifetime.

Rich dad said over and over, this point of view, which I call Lesson No. 1.

"The poor and the middle class work for money."    <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen dress</a>     "The rich have money work for them."

On that bright Saturday morning, I was learning a completely different point of view from what I had been taught by my poor dad. At the age of 9, I grew aware that both dads wanted me to learn. Both dads encouraged me to study... but not the same things.

My highly educated dad recommended that I do what he did. "Son, I want you to study hard, get good grades, so you can find a safe, secure job with a big company. And make sure it has excellent benefits." My rich dad wanted me to learn how money works so I could make it work for me. These lessons I would learn through life with his guidance, not because of a classroom.

My rich dad continued my first lesson, "I'm glad you got angry about working for 10 cents an hour. If you had not gotten angry and had gladly accepted it, I would have to tell you that I could not teach you. You see, true learning takes energy, passion, a burning desire. Anger is a big part of that formula, for passion is anger and love combined. When it comes to money, most people want to play it safe and feel secure. So passion does not direct them: Fear does."

"So is that why they'll take a job with low par?" I asked.

"Yes," said rich dad. "Some people say I exploit people because I don't pay as much as the sugar plantation or the government. I say the people exploit themselves. It's their fear, not mine."

"But don't you feel you should pay them more?"     <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen dress sale</a>      I asked.

"I don't have to. And besides, more money will not solve the problem. Just look at your dad. He makes a lot of money, and he still can't pay his bills. Most people, given more money, only get into more debt."

"So that's why the 10 cents an hour," I said, smiling. "It's a part of the lesson."

"That's right," smiled rich dad. "You see, your dad went to school and got an excellent education, so he could get a high-paying job. Which he did. But he still has money problems because he never learned anything about money at school. On top of that, he believes in working for money."

"And you don't?" I asked.

"No, not really," said rich dad. "      <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen <a href="http://www.ukkarenmillendress.co.uk/ ">sale</a> </a>        If you want to learn to work for money, then stay in school. That is a great place to learn to do that. But if you want to learn how to have money work for you, then I will teach you that. But only if you want to learn."

"Wouldn't everyone want to learn that" I asked.

"No," said rich dad. "Simply because it's easier to learn to work for money, especially if fear is your primary emotion when the subject of money is discussed."

"I don't understand," I said with a frown.

"Don't worry about that for now. Just know that it's fear that keeps most people working at a job. The fear of not paying their bills. The fear of being fired. The fear of not having enough money. The fear of

starting over. That's the price of studying to learn a profession or trade, and then working for money. Most people become a slave to money... and then get angry at their boss."

"Learning to have money work for you is a completely different course of study?" I asked.

"Absolutely," rich dad answered, "      <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen uk</a>    absolutely."

We sat in silence on that beautiful Hawaiian Saturday morning. My friends would have just been starting their Little League baseball game. But far some reason, I was now thankful I had decided to work for 10 cents an hour. I sensed that I was about to learn something my friends would not learn in school.

"Ready to learn?" asked rich dad.

"Absolutely," I said with a grin.

"I have kept my promise. I've been teaching you from afar," my rich dad said. "At 9 years old, you've gotten a taste of what it feels like to work for money. Just multiply your last month by fifty years and you will have an idea of what most people spend their life doing."

"I don't understand," I said.

"How did you feel waiting in line to see me? Once to get hired and once to ask for more money?"

"Terrible," I said.

"If you choose to work for money,   <a href="http://www.ukkarenmillendress.co.uk/ ">karen millen  cheap</a> that is what life is like for many people," said rich dad.

"And how did you feel when Mrs. Martin dropped three dimes in your hand for three hours' work?"

"I felt like it wasn't enough. It seemed like nothing. I was disappointed," I said.

"And that is how most employees feel when they look at their paychecks. Especially after all the tax and other deductions are taken out. At least you got 100 percent."

"You mean most workers don't get paid everything?" I asked with amazement.

"Heavens no!" said rich dad. "The government always takes its share first."

"How do they do that." I asked.

Rich Dad, Poor Dad make money

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Posted: Oct. 4, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad  make money

"Some people might say that," smiled rich dad. "I would say that I just gave you a taste of life."

"What taste of life?" I asked, still angry, but now curious. Even ready to learn.

"You boys are the first people that have ever asked me to teach them how to make money. I have more than 150 employees, and not one of them has asked me what I know about money.  <a href="http://www.bootssaleuggs.com/">ugg boots</a>  They ask me for a job and a paycheck, but never to teach them about money. So most will spend the best years of their lives working for money, not really understanding what it is they are working for."

I sat there listening intently.

"So when Mike told me about you wanting to learn how to make money, I decided to design a course that was close to real life. I could talk until I was blue in the face, but you wouldn't hear a thing. So I decided to let life push you around a bit so you could hear me. That's why I only paid you 10 cents."

"So what is the lesson I learned from working for only 10 cents an hour?" I asked. "That you're cheap and exploit your workers?"

Rich dad rocked back and laughed heartily. Finally, after his laughing stopped, he said, "You'd best change your point of view. Stop blaming me, thinking I'm the problem. If you think I'm the problem, then you have to change me. If you realize that you're the problem, then you can change yourself, learn something and grow wiser. Most people want everyone else in the world to change but themselves. Let me tell you, it's easier to change yourself than everyone else."

"I don't understand," I said.

"Don't blame me for your problems,"  <a href="http://www.bootssaleuggs.com/">cheap ugg boots</a>    rich dad said, growing impatient.

"But you only pay me 10 cents."

"So what are you learning?" rich dad asked, smiling.

"That you're cheap," I said with a sly grin.

"See, you think I'm the problem," said rich dad.

"But you are."

"Well, keep that attitude and you learn nothing. Keep the attitude

that I'm the problem and what choices do you have?"

"Well, if you don't pay me more or show me more respect and teach me, I'll quit."

"Well put," rich dad said. "And that's exactly what most people do.     <a href="http://www.bootssaleuggs.com/">ugg sale</a>     They quit and go looking for another job, better opportunity, and higher pay, actually thinking that a new job or more pay will solve the problem. In most cases, it won't."

"So what will solve the problem?" I asked. "Just take this measly 10 cents an hour and smile?"

"This," he said tapping me gently on the head. "This stuff between your ears."

It was at that moment that rich dad shared the pivotal point of view that separated him from his employees and my poor dad-and led him to eventually become one of the richest men in Hawaii while my highly educated,      <a href="http://www.bootssaleuggs.com/">ugg boots sale</a>    but poor, dad struggled financially all his life. It was a singular point of view that made all the difference over a lifetime.

Rich dad said over and over, this point of view, which I call Lesson No. 1.

"The poor and the middle class work for money." "The rich have money work for them."

"So is that why they'll take a job with low par?" I asked.

"Yes," said rich dad. "Some people say I exploit people because I don't pay as much as the sugar plantation or the government. I say the people exploit themselves. It's their fear, not mine."

"But don't you feel you should pay them more?" I asked.

"So that's why the 10 cents an hour," I said, smiling. "   <a href="http://www.bootssaleuggs.com/">ugg boots cheap</a>   It's a part of the lesson."

"And you don't?" I asked.

"No, not really," said rich dad. "If you want to learn to work for money, then stay in school. That is a great place to learn to do that. But if you want to learn how to have money work for you, then I will teach you that. But only if you want to learn."

"Wouldn't everyone want to learn that" I asked.

"No," said rich dad. "Simply because it's easier to learn to work for money, especially if fear is your primary emotion when the subject of money is discussed."

"I don't understand," I said with a frown.

"Don't worry about that for now. Just know that it's fear that keeps most people working at a job.    <a href="http://www.bootssaleuggs.com/">ugg boots 2011</a>  The fear of not paying their bills. The fear of being fired. The fear of not having enough money. The fear of

starting over. That's the price of studying to learn a profession or trade, and then working for money. Most people become a slave to money... and then get angry at their boss."

"Learning to have money work for you is a completely different course of study?" I asked.

"Absolutely," rich dad answered, "absolutely."

We sat in silence on that beautiful Hawaiian Saturday morning. My friends would have just been starting their Little League baseball game. But far some reason,   <a href="http://www.bootssaleuggs.com/">ugg usa</a>   I was now thankful I had decided to work for 10 cents an hour. I sensed that I was about to learn something my friends would not learn in school.

"Ready to learn?" asked rich dad.

"Absolutely," I said with a grin.

"I don't understand," I said.  <a href="http://www.bootssaleuggs.com/">cheap ugg</a>

Rich Dad, Poor Dad Finally

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Posted: Oct. 4, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad  Finally

"Taxes," said rich dad. "You're taxed when you earn. You're taxed when you spend. You're taxed when you save. You're taxed when you die."

"Why do people let the government do that to them?"

"The rich don't," said rich dad with a smile. " <a href="http://www.usamonclerdownjacket.com/">moncler jackets</a> The poor and the middle class do. I'll bet you that I earn more than your dad, yet he pays more in taxes."

"How can that be?" I asked. As a 9-year-old boy, that made no sense to me. "Why would someone let the government do that to them?"

Rich dad sat there in silence. I guess he wanted me to listen instead of jabber away at the mouth.

Finally, I calmed down. I did not like what I had heard. I knew my dad complained constantly about paying so much in taxes, but really did nothing about it. Was that life pushing him around?

Rich dad rocked slowly and silently in his chair, <a href="http://www.usamonclerdownjacket.com/">moncler down jackets</a>  just looking at me.

"Ready to learn?" he asked.

I nodded my head slowly.

"As I said, there is a lot to learn. Learning how to have money work for you is a lifetime study. Most people go to college for four years, and their education ends. I already know that my study of money will continue over my lifetime, simply because the more I Find out, the more I find out I need to know. Most people never study the subject. They go to work, get their paycheck, balance their checkbooks, and that's it. On top of that, they wonder why they have money problems. Then, they think that more money will solve the problem. Few realize that it's their lack of financial education that is the problem."

"So my dad has tax problems because he doesn't understand money?" I asked, confused.

"Look," said rich dad. "Taxes are just one small section on learning how to have money work for you. Today,   <a href="http://www.usamonclerdownjacket.com/">moncler sale</a>    I just wanted to find out if you still have the passion to learn about money. Most people don't. They want to go to school, learn a profession, have fun at their work, and earn lots of money. One day they wake up with big money problems, and then they can't stop working. That's the price of only knowing how to work for money instead of studying how to have money work for you. So do you still have the passion to learn?" asked rich dad.

I nodded my head.

"Good," said rich dad. "Now get back to work. This time, I will pay you nothing."

"What?" I asked in amazement.

"You heard me. Nothing. You will work the same three hours every

Saturday, but this time you will not be paid 10 cents per hour.    <a href="http://www.usamonclerdownjacket.com/">moncler cheap</a>  You said you wanted to learn to not work for money, so I'm not going to pay you anything."

I couldn't believe what I was hearing.

"I've already had this conversation with Mike. He's already working, dusting and stacking canned goods for free. You'd better hurry and get back there."

"That's not fair," I shouted. "You've got to pay something."

"You said you wanted to learn. If you don't learn this now, you'll grow up to be like the two women and the older man sitting in my living room, working for money and hoping I don't fire them. Or like your dad, earning lots of money only to be in debt up to his eyeballs, hoping more money will solve the problem. If that's what you want, I'll go back to our original deal of 10 cents an hour. Or you can do what most people grow up to do. Complain that there is not enough pay, quit and go looking for another job."

"But what do I do?" I asked.

Rich dad tapped me on the head. "Use this," he said. "If you use it well,   <a href="http://www.usamonclerdownjacket.com/">moncler coats</a>  you will soon thank me for giving you an opportunity, and you will grow into a rich man."

I stood there still not believing what a raw deal I had been handed. Here I came to ask for a raise, and now I was being told to keep working for nothing.

Rich dad tapped me on the head again and said, "Use this. Now get out of here and get back to work."

LESSON #l: The Rich Don't Work For Money

I didn't tell my poor dad I wasn't being paid. He would not have understood, and I did not want to try to explain something that I did not yet understand myself.

For three more weeks, Mike and I worked for three hours, every Saturday, for nothing. The work didn't bother me, and the routine got easier. It was the missed baseball games and not being able to afford to buy a few comic books that got to me.

Rich dad stopped by at noon on the third week. We heard his truck pull up in the parking lot and sputter when the engine was turned off. He entered the store and greeted Mrs. Martin with a hug. After finding out how things were going in the store, he reached into the ice-cream freezer, pulled out two bars, paid for them, and signalled to Mike and me.

"Let's go for a walk boys."

We crossed the street, dodging a few cars,     <a href="http://www.usamonclerdownjacket.com/">moncler jackets sale</a>    and walked across a large grassy field, where a few adults were playing softball. Sitting down at a remote picnic table, he handed Mike and me the ice-cream bars.

"How's it going boys?"

"OK," Mike said.

I nodded in agreement.

"Learn anything yet?" rich dad asked.

Mike and I looked at each other, shrugged our shoulders and shook our heads in unison.

Avoiding One of Life's Biggest Traps

"Well, you boys had better start thinking. You're staring at one of life's biggest lessons.    <a href="http://www.usamonclerdownjacket.com/">moncler vest</a>   If you learn the lesson, you'll enjoy a life of great freedom and security. If you don't learn the lesson, you'll wind up like Mrs. Martin and most of the people playing softball in this park. They work very hard, for little money, clinging to the illusion of job security, looking forward to a three-week vacation each year and a skimpy pension after forty-five years of work. If that excites you, I'll give you a raise to 25 cents an hour."

Rich Dad, Poor Dad CHAPTER ONE

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Posted: Oct. 3, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad    CHAPTER ONE

Rich Dad, Poor Dad

As narrated by Robert Kiyosaki

I had two fathers, a rich one and a poor one. One was highly educated and intelligent; he had a Ph.D. and completed four years of undergraduate work in less than two years. He then went on to Stanford University,   <a href="http://www.usamonclerdownjacket.com/">moncler jackets</a>   the University of Chicago, and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.

Both men were successful in their careers, working hard all their lives. Both earned substantial incomes. Yet one struggled financially all his life. The other would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities and his church. The other left bills to be paid.

Both men were strong, charismatic and influential. Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.

If I had had only one dad,     <a href="http://www.usamonclerdownjacket.com/">moncler down jackets</a>    I would have had to accept or reject his advice. Having two dads advising me offered me the choice of contrasting points of view; one of a rich man and one of a poor man.

Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.

The problem was, the rich man was not rich yet and the poor man not yet poor. Both were just starting out on their careers, and both were struggling with money and families. But they had very different points of view about the subject of money.

For example, one dad would say, "The love of money is the root of all evil." The other, "The lack of money is the root of all evil."

As a young boy, having two strong fathers both influencing me was difficult. I wanted to be a good son and listen, but the two fathers did not say the same things. The contrast in their points of view, particularly where money was concerned, was so extreme that I grew curious and intrigued. I began to start thinking for long periods of time about what each was saying.

Much of my private time was spent reflecting, asking myself questions such as, "Why does he say that?" and then asking the same question of the other dad's statement. It would have been much easier to simply say, "Yeah, he's right. I agree with that." Or to simply reject the point of view by saying, "The old man doesn't know what he's talking about."     <a href="http://www.usamonclerdownjacket.com/">moncler sale</a>     Instead, having two dads whom I loved forced me to think and ultimately choose a way of thinking for myself. As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view.

One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young.

Money is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part to highly educated politicians and government officials making financial decisions with little or no training on the subject of money.

I often look ahead to the new millennium and wonder what will happen when we have millions of people who will need financial and medical assistance. They will be dependent on their families or the government for financial support. What will happen when Medicare and Social Security run out of money? How will a nation survive if teaching children about money continues to be left to parents-most of whom will be, or already are, poor?

Because I had two influential fathers,     <a href="http://www.usamonclerdownjacket.com/">moncler cheap</a>  I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable

insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted.  <a href="http://www.usamonclerdownjacket.com/">moncler coats</a>   He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness.

Although both dads worked hard, I noticed that one dad had a habit of putting his brain to sleep when it came to money matters, and the other had a habit of exercising his brain. The long-term result was that one dad grew stronger financially and the other grew weaker. It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.

My two dads had opposing attitudes in thought.    <a href="http://www.usamonclerdownjacket.com/">moncler vest</a>  One dad thought that the rich should pay more in taxes to take care of those less fortunate. The other said, "Taxes punish those who produce and reward those who don't produce."

Rich Dad, Poor Dad The other recommended

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Posted: Oct. 3, 2011 - 0 comment(s) [ Comment ] - 0 trackback(s) [ Trackback ]

Rich Dad, Poor Dad    The other recommended

One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy."

One dad said, "The reason I'm not rich is because I have you kids." <a href="http://www.bootssaleuggs.com/">ugg boots</a>  The other said, "The reason I must be rich is because I have you kids."

One encouraged talking about money and business at the dinner ,table. The other forbade the subject of money to be discussed over a meal.

One said, "When it comes to money, play it safe, don't take risks." The other said, "Learn to manage risk."

One believed, "Our home is our largest investment and our greatest asset." The other believed, "My house is a liability, and if your house is your largest investment, you're in trouble."

Both dads paid their bills on time, yet one paid his bills first while the other paid his bills last.

One dad believed in a company or the government taking care of you and your needs. He was always concerned about pay raises, retirement plans, medical benefits, sick leave,  <a href="http://www.bootssaleuggs.com/">cheap ugg boots</a>    vacation days and other perks. He was impressed with two of his uncles who joined the military and earned a retirement and entitlement package for life after twenty years of active service. He loved the idea of medical benefits and PX privileges the military provided its retirees. He also loved the tenure system available through the university. The idea of job protection for life and job benefits seemed more important, at times, than the job. He would often say, "I've worked hard for the government, and I'm entitled to these benefits."

The other believed in total financial self-reliance. He spoke out against the "entitlement" mentality and how it was creating weak and financially needy people. He was emphatic about being financially competent.

One dad struggled to save a few dollars. The other simply created investments.

One dad taught me how to write an impressive resume so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.

Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life.     <a href="http://www.bootssaleuggs.com/">ugg sale</a>     I noticed that people really do shape their life through their thoughts.

For example, my poor dad always said, "I'll never be rich." And that prophesy became reality. My rich dad, on the other hand, always referred to himself as rich. He would say things like, "I'm a rich man, and rich people don't do this." Even when he was flat broke after a major financial setback, he continued to refer to himself as a rich man. He would cover himself by saying, "There is a difference between being poor and being broke. - Broke is temporary, and poor is eternal."

My poor dad would also say, "I'm not interested in money," or "Money doesn't matter." My rich dad always said, "Money is power."

The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy to be aware of my thoughts and how I expressed myself.     <a href="http://www.bootssaleuggs.com/">ugg boots sale</a>    I noticed that my poor dad was poor not because of the amount of money he earned, which was significant, but

because of his thoughts and actions. As a young boy, having two fathers, I became acutely aware of being careful which thoughts I chose to adopt as my own. Whom should I listen to-my rich dad or my poor dad?

Although both men had tremendous respect for education and learning, they disagreed in what they thought was important to learn. One wanted me to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney or an accountant or to go to business school for my MBA. The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me. "I don't work for money!" were words he would repeat over and over, "Money works for me!"

At the age of 9, I decided to listen to and learn from my rich dad about money. In doing so, I chose not to listen to my poor dad, even though he was the one with all the college degrees.

A Lesson From Robert Frost

Robert Frost is my favourite poet. Although I love many of his poems, my favorite is The Road Not Taken. I use its lesson almost daily:

The Road Not Taken

Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler,     <a href="http://www.bootssaleuggs.com/">ugg boots usa</a>    long I stood And looked down one as far as I could To where it bent in the undergrowth;

Then took the other, as just as fair, And having perhaps the better claim, Because it was grassy and wanted wear Though as for that the passing there Had worn them really about the same,

And both that morning equally lay In leaves no step had trodden black. Oh, I kept the first for another day! Yet knowing how way leads onto way, I doubted if I should ever come back.

I shall be telling this with a sigh Somewhere ages and ages hence; Two roads diverged in a wood, and I took the one less traveled by, And that has made all the difference.

Robert Frost(1916)

And that made all the difference.

Over the years, I have often reflected upon Robert Frost's poem. Choosing not to listen to my highly educated dad's advice and attitude about money was a painful decision,    <a href="http://www.bootssaleuggs.com/">ugg boots cheap</a>   but it was a decision that shaped the rest of my life.

Once I made up my mind whom to listen to, my education about money began. My rich dad taught me over a period of 30 years, until I was age 39. He stopped once he realized that I knew and fully understood what he had been trying to drum into my often thick skull.

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.

Because I was only 9 years old when I started, the lessons my rich dad taught me were simple. And when it was all said and done, there were only six main lessons, repeated over 30 years. This book is about those six lessons, put as simply as possible as my rich dad put forth those lessons to me. The lessons are not meant to be answers but guideposts.    <a href="http://www.bootssaleuggs.com/">ugg boots 2011</a>  Guideposts that will assist you and your children to grow wealthier no matter what happens in a world of increasing change and uncertainty.

Lesson #1 The Rich Don't Work for Money

Lesson #2 Why Teach Financial Literacy?

Lesson #3 Mind Your own Business

Lesson #4 The History of Taxes and the Power of Corporations

Lesson #5 The Rich Invent Money  <a href="http://www.bootssaleuggs.com/">ugg usa</a>   Lesson #6 Work to Learn Don't Work for Money

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